Late Tax Filing & Back Taxes Resolution
Catch Up on Late Tax Filings & Resolve Outstanding Tax Issues with the CRA
If you have missed tax filing deadlines or owe back taxes, you are not alone. Many Canadians fall behind on filing due to personal circumstances, financial hardships, or misunderstandings of tax requirements. However, failing to file on time can lead to penalties, interest charges, and potential CRA enforcement actions.
At Westview Accounting & Tax Services Inc., we specialize in helping individuals in North Vancouver catch up on late tax filings, reduce penalties, and resolve outstanding tax debts with the CRA. Our goal is to help you become fully compliant while minimizing financial stress and legal risks.
What Happens If You File Taxes Late?
Late Filing Penalties (CRA Penalty on T1 Returns)
If you owe taxes and file late, CRA charges a penalty of 5% of your balance owing, plus 1% per month for up to 12 months.
Repeated late filings in the past three years increase penalties to 10% + 2% per month for up to 20 months.
Interest on Outstanding Balances
CRA applies compound daily interest on unpaid taxes starting the day after the deadline (April 30 for individuals, June 15 for self-employed).
Loss of Tax Benefits &
Refunds
If you are eligible for benefits like GST/HST credits, Canada Child Benefit (CCB), or Old Age Security (OAS), CRA may withhold payments until you file.
CRA Enforcement Actions (Legal Notices & Garnishments)
If taxes remain unpaid, CRA can take action such as:
Freezing bank accounts
Wage garnishments
Seizing assets or placing liens on property
Missed RRSP Contribution Room & Tax Credits
Late filers may lose access to tax deductions, such as RRSP contribution room and tuition carryforwards.
TIP: If you are behind on filing, taking action quickly can help minimize penalties and legal risks.
How to Resolve Late Tax Filings & Back Taxes
Gather Your Tax Documents
Collect all slips (T4, T5, T4A, RRSP, investments). Missing one? Check CRA’s My Account.
File Outstanding Tax Returns
Even if you can’t pay your taxes immediately, filing your returns stops additional late-filing penalties.
Apply for VDP if eligible
Voluntarily disclose unfiled taxes to avoid penalties. Must be submitted before CRA contacts you.
Arrange a Payment Plan
with CRA
Can’t pay in full? Set up CRA installments to avoid collections—interest still applies.
Request Taxpayer Relief for Penalty & Interest Reduction
Apply for relief due to hardship, illness, or CRA error—documentation required.
Prevent Future Late
Filings
Use auto-pay, RRSP contributions, and reminders
to stay compliant.
How Westview Helps You Resolve Late
Filings & Tax Debt Issues
Filing Late Tax Returns
Quickly & Accurately
We ensure your past-due returns are filed
correctly to stop further penalties.
Voluntary Disclosures Program (VPD) Applications
If eligible, we help you apply for penalty reductions through CRA’s voluntary disclosure program.
Taxpayer Relief Requests for
Penalty & Interest Reduction
If you qualify, we assist in submitting formal CRA requests for penalty relief.
Negotiating Payment Plans
with CRA
We help set up affordable tax payment plans to prevent collections or legal action.
Stopping Wage Garnishments
& CRA Collections
We work with CRA on your behalf to prevent or resolve legal actions against you.
Year-Round Tax Compliance &
uture Filing Assistance
We ensure you stay on top of tax deadlines to avoid future issues.
Why Work with Westview Accounting & Tax Services Inc.?
At Westview Accounting & Tax Services Inc., we combine deep expertise with personalized service. Our team takes the time to understand your unique financial situation and offers tailored advice to ensure your return is accurate, compliant, and optimized for maximum refunds. We don’t just file your taxes—we help you plan smarter for the future. Whether you’re a newcomer, business owner, or retiree, you can trust us for clear guidance, strategic savings, and peace of mind all year long.
Experienced accountants
Transparent, upfront pricing
Professional review of all tax documents
Personalized advice for your financial goals
Convenient online or in-person filing options
Catch Up on Late Taxes & Avoid CRA Penalties—Act Now!
If you have unfiled taxes or outstanding tax debts, ignoring the problem will only increase penalties and CRA enforcement actions. Let Westview Accounting & Tax Services Inc. help you file past-due returns, reduce penalties, and negotiate with CRA to find a manageable solution in North Vancouver, BC.
Contact Us Today! Get expert help with late tax filing & back taxes resolution!
Westview Accounting provides trusted accounting, tax, and bookkeeping services across North Vancouver and Surrey. We help individuals and businesses stay compliant, informed, and financially confident.